Statistics:
 

In A1CG we provide a wide rage of statistics to the exact range of market research sectors the thing insures our researches reliability, using state of the art statistical tools, aids us to get the accurate analysis and provide them to the customer in appropriate timing and user friendly form.

A1CG Studies:

Sometimes a unique need for information arises that does not fit into a particular category of research and statistics. A1CG can design and implement statistical solutions that are specific to your individual needs. Whether you are evaluating a different market, testing a new concept, or measuring consumer interest, A1CG can help you better understand the situation.
Risk and Insurance Consulting
 
A1CG provide completely impartial and objective consultative insurance and risk management advice to all types and sizes of businesses, as well as to individuals, without conflict of interest. You see, we do NOT sell insurance. We are compensated solely by our clients, so our loyalty lies only with our clients - not to some insurance company who is paying a commission to sell products for them.

A disconcerting attitude that we have observed involves some company cultures that falsely believe that their insurance and risk management programs are "adequate" or "cannot be improved upon." These companies are unwilling to re-evaluate their current situation or to learn new ways to dramatically improve this area of operations - including opportunities to significantly reduce costs. This "status quo" attitude is a direct contrast to other aspects of business operations where constant improvements are sought. Take a moment to consider the insurance and risk management culture that exists at your company, and whether a change is warranted in this area.

Regardless of the size of your asset base, insurance is both costly and difficult to understand. That's where A1CG can help. We make the insurance process less confusing and allow you to make educated decisions without insurance industry jargon getting in the way. In addition, we focus on improving your bottom line. That's it, pure and simple. We are one of a select few businesses that can save you both time and money. "I have an insurance agent who can do that," you might say. We strongly disagree. No insurance agent can do what we do.

Please spend a few minutes getting to know us better. Mistakes happen. Oversights happen. Fraud happens. What checks and balances do you have in place to verify that you have the right coverages at the best available price? Even the best company employees receive performance appraisals annually. The same process should take place for your current insurance agent and insurance company. We offer a set of unique services that provide additional protection of your assets, which ultimately provides you, your board of directors and your stockholders with more peace of mind. After all, that is why you bought insurance protection in the first place!
 
Specific Examples of How We Have Added Value to Our Clients' Bottom-Line
 
Identified gap in retroactive date on umbrella policy providing excess coverage over existing Architects & Engineers Professional Liability policy.

Suggested deletion of pre-packaged coverage endorsement which contained several enhancements not needed by client, resulting in significant cost savings.

Recommended purchase of all pertinent insurance coverages from one specific insurance carrier, resulting in significant discounts.

Negotiated competitive insurance company bids resulting in broader coverage at a much lower insurance premium.
Recommended addition of broader coverage endorsements to better protect specific business exposures, further protecting corporate assets.

Used knowledge of current marketplace to refute insurance agent's claim that client had "the best work comp dividend program offered by the existing insurance company," providing renewal policy negotiation leverage.

Identified inconsistent policy provisions which would have made handling of insurance claims problematic. The conflicting wording gave cause for possible denial of a claim that would have otherwise been covered absent such wording.

Analyzed general liability codes and found both missing and incorrect classification codes, premium basis and gross sales and payroll amounts. Resulting changes provided coverage in areas not previously insured, as well as big deal of cost savings.
Pulled together personal and commercial insurance policies for business owners, resulting in more efficient programs with fewer gaps and coverage overlaps.

 
Frequently Asked Questions
 

What is the typical progression of events when hiring A1CG?

First, a no-obligation initial meeting to discern the need for our services.

Second, development of a specific proposal detailing the mutually agreed-upon objectives that will be accomplished.

Third, a contract is drawn up which outlines responsibilities of both parties to the contract.

Fourth, existing insurance and risk management program information is taken by  A1CG for purposes of analysis.

Fifth, a preliminary report of findings is completed by  A1CG.

Additional steps are determined based on the project scope, such as development of a bid template to test the insurance marketplace for coverages and pricing.

 

What is your experience?

We have over 6 years of experience in risk management and in the property & casualty insurance industry, including hands-on experience in the areas of claims adjusting, business insurance underwriting, personal insurance underwriting, product marketing, rate-making, personnel management and territorial management.

 

How many businesses do what you do?

To the best of our knowledge, there are few risk management consulting firms across the entire Syria.

 

Can I keep my current insurance agent if   A1CG  is hired?

Absolutely, yes! We will provide an independent analysis of your existing program and can work with your current agent to make improvements to your program, if that is your desire. In fact, existing agents should welcome our review of the program they put together if they have done a good job.

 

Do you use sub-contractors?

Yes. If expertise required exceeds our comfort level, we will make use of qualified sub-contractors. The work that they produce remains the responsibility of  A1CG and we are fully accountable for their resulting work product

 

Do you have references that we can contact concerning your work quality?

Certainly. We maintain a list of clients that can be contacted who will discuss how we have helped with their insurance and risk management programs.

 

My current agent says that there is no need to hire you to review the "superb" program that they helped put in place. Should we take their advice?

No. Does it surprise you that someone would not want  A1CG to review their work? Realistically, however, agents should promote our service. If they have done a good job, we tell you so. If we find mistakes or oversights in our review, pointing these out to you could be a benefit to your existing agent. Our singular focus is to protect our clients, but a side benefit is protection of an agent's errors and omissions insurance policy.

 

Do you carry your own professional liability policy?

Yes. We have a high limits policy with an "A rated" domestic insurance carrier that protects us from any error or omission on the part of  A1CG.

 

What provinces are you allowed to conduct business in?

We can work in all 14 Syrian provinces, as well as foreign countries.

 

What is your business focus - coverage or price?

Our focus is on VALUE. We promote the best possible value for your insurance and risk management unit of money. Depending on your needs, it may not be wise to have a limited coverage policy at a low price. In other situations, this may make perfect sense. We help cut through insurance jargon to provide the coverages that you need at the best available price.